Forest Lake Area Schools Community Education

Planning for Medicare is intimidating. If you or a family member is nearing the age of 65, you should plan on attending this course to learn the basics of what Medicare is, how it works, how to avoid penalties and what you need to know to prepare yourself for this process. The instructor, Charles Taylor, is the owner of Four Points Advisory LLC. Investment and Advisory services offered through World Equity Group Inc., member of FINRA/SIPC.

Preparing your will is an important step in providing for the ones you love. Session 1: Learn the various techniques for property distribution of your estate. Explore basic estate planning concepts and assess your needs for your estate plan. You will receive sample forms and language to use while you draft your own will. Instructors will also cover circumstances that may require a review/revision of your will and a brief review of the benefits of a trust. Session 2: You will be able to sign the will you created. Questions are welcome.

Plan now for the unexpected with these two legal documents! You will learn about the use and benefits of the Financial Power of Attorney and Health Care Directive. Instructors will discuss the agent’s responsibilities and factors in selecting your agents. You will leave the class with completed forms.

As you approach retirement, now is the time to determine how you'll support yourself. Find out how you can optimize Social Security and know how much you can expect to receive from other income sources.

Whether you are approaching retirement or in retirement, the risk remains the same. You need to have a strategy to manage your assets in volatile markets. This workshop will provide five keys to building a retirement plan that will give you confidence to face the daily swings in the market.